Ammar Bin Rasheed
Consultant • Investment Banker • Fintech Entrepreneur
Professional Summary
UAE-based consultant and investment banker with 10+ years in financial structuring, receivables, and capital markets. I build compliant SPV structures, receivables platforms, and investor materials, and advise founders, corporates, and institutions on capital raising, strategy, and regulatory alignment across the GCC. Founder of Monet Holding Ltd (ADGM SPV), Monet Capital (Shams), and Monet Technologies Inc (Delaware).
10+ yrs
Finance & Consulting
UAE / GCC
Regional Focus
SPVs
ADGM • Exempt Offers
Receivables
Factoring • Debt Purchase
Experience
Founder — Monet Group
2018 — Present · UAE/US
Monet Holding Ltd (ADGM SPV) · Monet Capital · Monet Technologies Inc
- Structured private bond offering via ADGM SPV (Exempt Offer) for professional clients.
- Prepared full investor pack (IM, terms, risk factors) and coordinated service providers (SPV admin, legal, audit).
- Built 3-statement financial model and scenarios for AED 100m deployment; target gross return case of ~30% subject to risk and recoveries.
- Built receivables platforms: factoring, debt purchase, site-visit networks, and collections ops.
- Developed Cheque & DDS Exposure Registry concept to reduce fraud and improve transparency; mapped adoption pathways for banks, courts, and ministries.
- Produced investor materials and financial models (pricing, revenue scenarios, securitization waterfalls).
Consultant & Investment Banker (Independent)
2015 — Present · UAE/GCC
Advisory to founders, SMEs & institutions
- Capital structuring, fundraising strategy, and deal narratives for debt & equity placements.
- Regulatory readiness (FSRA awareness, KYC/AML policies) and operational governance.
- Tech/product diligence and GTM planning for fintech & SaaS ventures; introduced analytics dashboards and automation playbooks.
Education & Certifications
BSc / MBA (or equivalent)
Finance, Strategy — (Add details)
Compliance & AML
KYC/AML frameworks, UAE free-zones
Core Skills
Expertise
SPV & Capital Structuring
investor materials, and compliant capital flows
Receivables & Credit Ops
Fintech Product & SaaS
Dashboards, data models, workflow automation,
and GTM for receivables platforms.
Regulatory & Compliance (UAE)
FSRA awareness, policies, KYC/AML processes, and operational governance across free‑zones.
Financial Modeling & Securitization
Revenue scenarios, unit economics, securitization waterfalls, and investor‑ready metrics.
Negotiation & Legal Drafting
Term sheets, settlement frameworks, service agreements, and collections documentation.
Investments & Holdings (Snapshot)
Illustrative — sectors and themes I follow. Not investment advice.
Equities
- UAE Banks & Energy
- Global Fintech & Payments
- Infrastructure & Data
SaaS & Fintech
- Receivables-Tech & Core Banking
- RegTech / KYC / AML
- Capital Markets Infra
Consumer & Alternatives
- Textiles & Nutrition (Vitalyn, Takibio)
- Real Estate SPVs
- Select Private Deals
Advisory
I take limited advisory mandates focused on outcomes — capital raising, structuring, regulatory readiness,
and product/ops buildout.
Capital & Structure
- SPVs, Exempt Offers
- Debt & Equity narratives
- Investor materials
Receivables & Risk
- Factoring & Debt Purchase
- Collections & Site-visit ops
- Risk controls & playbooks
Tech & Go-to-Market
- Platforms & Data
- Automation & Analytics
- GTM & Sales enablement
Pitch Me
Founders and teams: submit your deal or collaboration. I review concise, metrics-first pitches.
Submitting does not guarantee a response. For priority review, email hello@monet.group.
Contact
For mandates, partnerships, or media.