Ammar Bin Rasheed

Ammar Bin Rasheed

Consultant • Investment Banker • Fintech Entrepreneur

Dubai & Abu Dhabi SPVs · Receivables · Securitization Founder — Monet Group

Professional Summary

UAE-based consultant and investment banker with 10+ years in financial structuring, receivables, and capital markets. I build compliant SPV structures, receivables platforms, and investor materials, and advise founders, corporates, and institutions on capital raising, strategy, and regulatory alignment across the GCC. Founder of Monet Holding Ltd (ADGM SPV), Monet Capital (Shams), and Monet Technologies Inc (Delaware).

10+ yrs
Finance & Consulting
UAE / GCC
Regional Focus
SPVs
ADGM • Exempt Offers
Receivables
Factoring • Debt Purchase

Experience

Founder — Monet Group
Monet Holding Ltd (ADGM SPV) · Monet Capital · Monet Technologies Inc
2018 — Present · UAE/US
  • Structured private bond offering via ADGM SPV (Exempt Offer) for professional clients.
  • Prepared full investor pack (IM, terms, risk factors) and coordinated service providers (SPV admin, legal, audit).
  • Built 3-statement financial model and scenarios for AED 100m deployment; target gross return case of ~30% subject to risk and recoveries.
  • Built receivables platforms: factoring, debt purchase, site-visit networks, and collections ops.
  • Developed Cheque & DDS Exposure Registry concept to reduce fraud and improve transparency; mapped adoption pathways for banks, courts, and ministries.
  • Produced investor materials and financial models (pricing, revenue scenarios, securitization waterfalls).
Consultant & Investment Banker (Independent)
Advisory to founders, SMEs & institutions
2015 — Present · UAE/GCC
  • Capital structuring, fundraising strategy, and deal narratives for debt & equity placements.
  • Regulatory readiness (FSRA awareness, KYC/AML policies) and operational governance.
  • Tech/product diligence and GTM planning for fintech & SaaS ventures; introduced analytics dashboards and automation playbooks.

Education & Certifications

BSc / MBA (or equivalent)
Finance, Strategy — (Add details)
Compliance & AML
KYC/AML frameworks, UAE free-zones

Core Skills

SPV Structuring Securitization Factoring & DDS Debt Purchase Financial Modeling Investor Storytelling Risk & Controls KYC/AML GTM & Sales Automation & Analytics

Links

Expertise

SPV & Capital Structuring

ADGM SPVs, exempt offers, private placements, investor materials, and compliant capital flows.

Receivables & Credit Ops

Factoring, debt purchase, collections, site‑visit programs, playbooks, and risk controls.

Fintech Product & SaaS

Dashboards, data models, workflow automation, and GTM for receivables platforms.

Regulatory & Compliance (UAE)

FSRA awareness, policies, KYC/AML processes, and operational governance across free‑zones.

Financial Modeling & Securitization

Revenue scenarios, unit economics, securitization waterfalls, and investor‑ready metrics.

Negotiation & Legal Drafting

Term sheets, settlement frameworks, service agreements, and collections documentation.

Investments & Holdings (Snapshot)

Illustrative — sectors and themes I follow. Not investment advice.

Equities
  • UAE Banks & Energy
  • Global Fintech & Payments
  • Infrastructure & Data
SaaS & Fintech
  • Receivables-Tech & Core Banking
  • RegTech / KYC / AML
  • Capital Markets Infra
Consumer & Alternatives
  • Textiles & Nutrition (Vitalyn, Takibio)
  • Real Estate SPVs
  • Select Private Deals

Advisory

I take limited advisory mandates focused on outcomes — capital raising, structuring, regulatory readiness, and product/ops buildout.

Capital & Structure
  • SPVs, Exempt Offers
  • Debt & Equity narratives
  • Investor materials
Receivables & Risk
  • Factoring & Debt Purchase
  • Collections & Site-visit ops
  • Risk controls & playbooks
Tech & Go-to-Market
  • Platforms & Data
  • Automation & Analytics
  • GTM & Sales enablement

Pitch Me

Founders and teams: submit your deal or collaboration. I review concise, metrics-first pitches.

Submitting does not guarantee a response. For priority review, email hello@monet.group.

Contact

For mandates, partnerships, or media.

Newsletter

Subscribe for market notes and fintech insights.

Buy Me a Coffee ☕